Welcome
Advance your public adjuster fee—now.
Claim Flow Capital helps licensed public adjusters unlock immediate working capital by advancing funds against verified insurance claim receivables.
Our process turns waiting weeks or months for endorsements, mortgage releases, and staged disbursements into same-week liquidity—so you can grow your business with confidence.
We believe in simple, transparent funding—no hidden costs, no confusion. Just fast access to the money you've already earned.
How Our Funding Works
Apply
Visit claimflowcapital.com and complete the short application form. You'll share your contact information, claim details, and any documentation you already have. Optional file uploads help us verify faster, but you can still apply even without them.
Approval
Our underwriting team reviews your submission—usually within one business day. We confirm the claim's settlement details, check payment direction, and provide clear funding terms. You'll know exactly what advance amount and Preferred Return apply before moving forward.
Advance
Once the documentation is complete, Claim Flow Capital wires funds directly to you. You receive up to 85% of your settled claim receivable—typically for receivables over $25,000. Funds are delivered quickly so you can cover expenses, payroll, or new claim opportunities.
Repayment
When the insurance carrier, attorney, or trust account releases the actual payment, Claim Flow Capital is repaid directly from those proceeds through a designated payment direction or lockbox. Any remaining balance after fees and Preferred Return is released to you.
Why Public Adjuster Payments Take So Long
Carrier Issues the Check
Checks are often made payable to multiple parties (insured, public adjuster, and sometimes the mortgage company).
Multiple Endorsements Needed
Each payee must sign before the check can move forward, which causes delay.
Mortgage Company Review
Lenders frequently hold the funds until repairs are verified or inspections are complete.
Staged Releases
Large claims may be paid in increments over several months.
Paperwork Delays
Missing or disputed documents can extend the wait from two weeks to six months or more.
Claim Flow Capital bridges this gap by advancing funds against confirmed settlements—so you can access your fee long before the carrier's process finishes.
Ready to get started?
Submit your settled claim receivable and receive funding as fast as 24-48 hours after approval.