More than funding.A capital partner built around your receivables.

To secure capital through Claim Flow Capital, your company generally needs to demonstrate stability and consistent cash flow. Our baseline eligibility standards include: An operating history of at least 6 months; Annual gross revenue of $180,000 or higher; A personal credit score (FICO) of at least 525; An active business checking account.

We value your time. Our digital intake form takes less than 5 minutes to submit. Once received, we typically provide a decision within 12 hours, with the potential for same-day funding upon approval.

We believe in a frictionless experience. You do not need piles of paperwork; simply provide your three most recent business bank statements. The rest of the profile is built through a few quick questions on our secure portal.

Certainly. If you need guidance, our Relationship Managers are ready to help. You can reach our support team during business hours at +1 (954) 589-8710.

Not entirely. While we do require a minimum FICO score of 525, Claim Flow Capital takes a "big picture" approach. We analyze your business's overall health and fundamentals. If your cash flow and operations are strong, we can often provide substantial funding despite a less-than-perfect credit score.

No. We utilize a "soft inquiry" to review your file. This allows us to assess your eligibility without leaving a negative mark or lowering your personal credit score.

For clients specifically seeking a business line of credit, we look for a FICO score of 525 or better.

We fund a wide variety of markets; however, we are unable to extend offers to businesses operating in the gambling or adult entertainment sectors.

Speed is our priority. Most applicants receive a verdict within 12 hours. If you submit your request outside of standard business hours, we will process it immediately the following morning.

Once approved, you have two primary transfer methods: Wire Transfer: Same-day availability (standard wire fees may apply). ACH Transfer: Typically available by the next business day.

The capital is yours to deploy as needed. Whether you need to cover payroll, purchase bulk inventory, consolidate debt, or fund an expansion project, Claim Flow Capital is here to support your growth goals without restriction.

We offer flexible structures to match your business model: Fixed-Term Options: Ranging from 6 to 24 months, based on your borrower profile. Revenue-Based Options: Payments that adjust dynamically alongside your company's cash flow.

Think of it as on-demand capital. A business line of credit gives you a set limit of funds to draw from whenever necessary. You only take what you need, when you need it.

No. We operate on an unsecured basis. You do not need to pledge physical assets or property to access our funding products.

Not necessarily. Our funding is designed to work alongside traditional bank loans. We can often sit in a subordinate position without disrupting your current banking obligations.

Absolutely. We adhere to strict security protocols, utilizing 256-bit encryption and advanced privacy safeguards to ensure your personal and financial data remains fully protected.

Yes, for candidates who meet specific qualifications, monthly payment structures are an option.

To prevent missed deadlines and administrative headaches, we automate the process. Payments are debited directly from your business account according to the agreed-upon schedule (e.g., for revenue-based financing).

Never. We do not charge prepayment penalties. In fact, if you choose to pay off your balance early, you may be eligible for a discount on the total cost of capital.

We value long-term relationships. Most clients become eligible for a renewal often with better terms once they have paid down 40% to 50% of their existing balance. Your Relationship Manager can provide specific details based on your account status.