Funding made simple for Public Adjusters

We can advance up to 85% of your settled claim receivable. The exact amount depends on the claim file, documentation quality, and carrier payment history. Most advances range from 60-85% of the total receivable amount.

Once approved, funding typically occurs within 24-48 hours via ACH transfer. Our fastest funding was completed in 18 hours. The speed depends on documentation completeness and carrier verification.

Required documents include: settlement letter from the carrier, direction-to-pay agreement, invoice/receivable summary, and when available, attorney confirmation. We may also request additional documentation based on the specific claim.

No, this is not a loan. We purchase your receivable at a discount, providing you with immediate cash flow. The transaction is structured as a true sale with UCC-1 perfected security interest and controlled payment direction.

Our fees are transparent and competitive, typically ranging from 2-4% of the advance amount. Fees are based on the claim size, documentation quality, and funding timeline. We provide exact fee calculations before you commit.

Licensed public adjusters, restoration contractors, and policyholders with settled insurance claims of $25,000 or more. We work with both recourse and non-recourse structures depending on your preference and risk tolerance.

In recourse transactions, you remain responsible for repayment. In non-recourse transactions, we assume the risk of non-payment. We carefully evaluate carrier payment history and claim documentation to minimize risk.

We use first-position security interests, direction-to-pay agreements, and lockbox arrangements to secure payment. This ensures we receive payment directly from the carrier when the claim is settled.

Yes, we can fund multiple claims simultaneously. Each claim is evaluated independently, and we can provide portfolio-based funding for established relationships with consistent payment history.

Our minimum claim amount is $25,000. We focus on larger claims where our funding can make the most impact on your cash flow and business operations.